M365 Copilot Reboot, Agentic Execution and Multi-Model Governance

Microsoft’s September 25 Copilot redesign unifies Home, Code, and Autopilot as a managed work layer spanning Microsoft 365, with Work IQ, Fabric IQ, cross-app execution, persistent cloud agents, external-model portability, and usage-based pricing. The shift from answers to supervised execution is becoming clearer, but billing, deployment controls, model choice, accuracy, and governance remain unresolved.