PSLF Payment Count Rollbacks, Forgiveness Risk, and Servicer Notices
ED has admitted that some PSLF credit rollbacks were intentional, not merely technical glitches, while Protect Borrowers warns that already-forgiven loans could be reinstated. Teacher reports of incorrect $50 notices, missing months near the 120-payment threshold, sudden count drops, and continuing employer-verification, EIN, and MOHELA problems make documentation and escalation urgent. ED's emergency request to revise the PSLF/TEPSLF form could alter processing, but no new relief pathway is confirmed.
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Updated Sep 24, 2026