PSLF Payment Count Rollbacks, Forgiveness Risk, and Servicer Notices

ED has acknowledged some PSLF credit rollbacks were intentional, not merely technical glitches, while Protect Borrowers warns already-forgiven loans could be reinstated. A retired borrower says 15 qualifying payments were rescinded after an apparent forgiveness notice; AFT’s October 30 class-action complaint alleges clawbacks and processing delays across three proposed borrower classes. The reported Buyback backlog is 89,720 applications; new coverage describes proposed congressional oversight and possible GAO or inspector-general scrutiny, but no investigation, borrower remedy, or lawsuit outcome is established.