Educator Loan Relief Insider

Federal borrowers can secure a one-percent interest rate reduction through autopay enrollment.

• Deadline: Sign up by December 31 to lock in the...

After a student loan servicer change, complete payment history may take up to 30 business days—or six weeks—to appear at the new servicer, leaving educators vulnerable to missing records during the transition.

Hundreds of thousands of public servants face a forgiveness access crisis as 802,730 IDR applications and 80,210 PSLF Buyback requests sit...

As federal student loan options tighten, roughly two dozen states now offer their own programs as supplements. These hybrid products sometimes beat...

Student loan borrowers have until Sept. 30 to switch to automatic debit payments and secure a lower interest rate that reduces total costs over time. Confirm enrollment and save proof before the deadline to lock in the benefit.

South Carolina's $10 million program splits funding evenly: $5 million for 2% refinancing of up to $27,500 in federal or private loans over 10 years,...

South Carolina teachers can refinance existing student loans at a 2% fixed rate through a new state program backed by $10 million, with forgiveness...

$234 billion in federal student loans are now in default after millions of borrowers were removed from affordable repayment plans, with system glitches and servicer errors compounding the disruptions.

Current Teacher Loan Forgiveness caps most educators at $5,000 after five years in low-income schools, with $17,500 limited to math, science, and...

A free virtual workshop on October 7 offers K-12 educators an entry point to explore Public Service Loan Forgiveness, income-driven repayment options,...

The SPELL Act would expand Teacher Loan Forgiveness by adding English learner instructors to the high-demand category.

• Current rules: Most K-12...

The $17,500 benefit is reserved strictly for qualifying secondary math, science, or special education teachers.

• All others at eligible low-income...

• PSLF intact: The program still offers federal loan forgiveness after 10 years of eligible public service and 120 qualifying payments
• IDR changes...

The Education Department updated its paper student-loan repayment application as a vital alternative for those lacking internet access or facing...

South Carolina's $10M state-funded refinance offers teachers a fixed 2% rate (1.75% with autopay), but refinancing federal loans eliminates PSLF, IDR,...

Loan calculators serve as stress-testing tools for teacher borrowers' repayment and PSLF scenarios, but results remain estimates only. Always compare...

Educators exploring student loan relief or refinancing face targeted scams promising quick forgiveness or low rates.

• Skip upfront fees: Legitimate...

Illinois regulators fined two firms for unlicensed student-loan debt relief, ordering over $127k in restitution to consumers.

K-12 educators should...

K-12 teachers and school staff in default must weigh how rehabilitation or consolidation affects PSLF eligibility and long-term forgiveness.

• PSLF...

A new bipartisan bill introduced September 21 could count administrative forbearance months toward PSLF forgiveness without buybacks. This targets...