Climate Change: Tangible Impacts and Policy Responses

Insurance nonrenewals surged 96-216% since 2018 due to climate risk and rebuilding costs (article 13). Nevada's AB 376 would allow insurers to exclude wildfire coverage, shifting costs to homeowners (article 17). NYC's schoolyard resilience program and Massachusetts grants continue. Blue-state climate policies are linked to higher electricity rates. The costliest disasters drive insurance hikes.