Banking Power Watch

• Powell's reversal: Dismissed stagflation 2 years ago ("I don't see the 'stag' or the 'flation'"); now 1970s parallels real.
• Core dilemma: Rates up...

James Emejo explores opportunities and pitfalls in Nigeria's well-capitalised banking system, spotlighting the statutory roles at play.

Multiple supply shocks erode Fed dominance:

• Four hits in five years—COVID reopening, Ukraine invasion, Trump tariffs, Iran oil spike—drive inflation...

Practical prep for evolving oversight:

• Directional consistency over 20 years raises bar on transparency, accountability, resilience—ditch...

• Powell vows to remain Fed Governor post-chair term amid political/legal pressures threatening independence.
• Senate advances Kevin Warsh...

PBOC has instructed some commercial banks to increase loan issuance in April, a top-down directive underscoring central bank leverage over private lending decisions.

Unresolved limbo persists: Twelve years after FinCEN's money-laundering designation and Cyprus Central Bank's closure of FBME's branch, no...

Bank of Russia ramps up stabilization under sanctions:

• Apr 24 rate cut: Slashed key rate 50bp to 14.50% p.a. as domestic demand eases.
• March yuan...

• Risk dismissal: Ex-Bear Stearns CEO Alan Schwartz says private credit turmoil unlikely to cause 2008-style systemic crisis.
• JPMorgan's...

Key modernization moves:

• FHA, Fannie Mae, Freddie Mac adopt VantageScore 4.0 and FICO 10T – first update in decades – to lower costs and help...

Regulators are extracting lessons from previous financial stability threats to inform the evolving prudential regulatory framework for banks, summarizing its main pieces and emerging topics.

Key bridge from traditional banking to blockchain: Real Finance partners with Wiener Privatbank to connect institutional clients to REAL blockchain...

Fintech trend alert: Crypto and prediction markets are aggressively challenging bank oversight hurdles through heavy lobbying.

• Blockchain...

Key tools to track industry influence on federal politicians:

• Industries and orgs backing House/Senate reps
• Committee members' links to regulated...

• Hearing focus: House Financial Services Committee scrutinizes derivatives' role in Treasury market resilience amid tariff-driven volatility.
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Key drivers behind Colombia's BanRep tightening:

• 75bps increase to 12% expected to stabilize inflation amid volatility.
• Global shifts to...

Regulators trail banks in AI adoption, risking blind spots:

• Banks adopt AI at >2x rate of supervisors; only 20% regulators advanced
• Just 24%...

Trump admin eyes loan or buyout for fuel-strapped Spirit Airlines.

• MIT's Lucas: Justified if averts broader crisis, like 2008 bank bailouts.
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Core functions of bank capital:

• Absorbs losses from failures
• Protects depositors and insurance fund
• Builds public confidence
• Curbs excessive growth

Proposals refine risk sensitivity for large banks and simplify for others, bolstering stability.

Regulatory relief trend empowers big banks' risk-taking:

• Wall Street banks boost Treasury holdings to highest since 2007
• Trump admin's regulation...