AFRM Ticker Curator

Analyst consensus sets AFRM's 1-year price target at 90.11 USD (range 70-117) from the current 83.42 USD, implying modest upside into 2027. Revenue is projected to reach 5.26B USD that year with EPS at 1.80.

Klarna's ILC charter application to operate as a bank in Utah follows Affirm's own January filing and reflects a wider fintech push for regulatory...

Analyst Upgrades

• 🔥 Barclays Upgrade: Barclays upgraded Affirm to a strong-buy rating, with the stock carrying a Moderate Buy consensus and...

Amazon shoppers financed a growing share of Prime Day purchases through buy-now-pay-later plans, tracking the broader surge in short-term installment lending across U.S. e-commerce.

• Strong price run: AFRM shares gained +26% over the past month, beating the S&P 500's +2.2% and its sector's +7%.
• Earnings estimate lifts:...

Barclays upgraded Affirm to strong-buy, bolstering the existing Moderate Buy consensus and $90.35 average target after the stock's Q3 EPS beat of $0.30 versus $0.17 estimates.

Analyst Ratings

• 🔥 Cantor Fitzgerald Maintains Buy: Cantor Fitzgerald analyst maintained a Buy rating on Affirm Holdings with a $97.00 price...

The BNPL market's shift to multi-provider use, now at 74% of users, validates Affirm's broad product range as a key differentiator in a competitive...

New FCA oversight will require BNPL lenders to perform affordability checks, deliver clearer repayment details, and grant access to the Financial...

Cantor Fitzgerald analyst Ramsey El Assal maintained a Buy rating on Affirm Holdings with a $97 price target.

Analyst Updates

• 🔥 Price Target Raised: Wells Fargo raised its price target on AFRM to $96 from $89 while maintaining a Buy rating, citing...

BNPL reliance is accelerating, with customers seeking debt help reaching a record 4,520 in June and the share of advice cases involving BNPL rising...

Private credit financing of BNPL via forward flow deals is creating systemic risk by extending consumer credit at a precarious time, echoing subprime...

Affirm is embedding its BNPL options directly into business software, marking a clear move beyond consumer lending.

• QuickBooks integration lets...

Wells Fargo raised Affirm's price target to $96 from $89 while keeping its Buy/Overweight rating, citing Affirm's top U.S. MAU position and fastest...

Analysts covering AFRM set a consensus one-year price target at 88.96 USD, with a range of 70.00 to 117.00, from a current price near 81.35 USD. The article also projects rising EPS to 1.79 USD and revenue of 5.26 B USD by 2027.

• Momentum Rating: AFRM earns an A Momentum Style Score alongside a B VGM Score, with shares rising 28.4% over the past four weeks.
• Earnings...

Consumer openness to AI-driven BNPL recommendations is limited and highly conditional.

• Only 13% would allow AI to select Pay Later for apparel, with...

Klarna's industrial bank application joins Affirm and other fintechs seeking entry into the banking system to capitalize on the Trump administration's...

Analyst Upgrades

• 🔥 TD Cowen Raises Target: TD Cowen raised its price target on AFRM to $117 from $90 and maintained a buy rating.
• William...