SOFI Ticker Curator

Key revenue streams powering SoFi's business:

• Loans & refinance: Personal loans, rates, refinance activity, business account growth
• Lending ops:...

SoFi Technologies' TTM P/E stands at 50.76X, compared to the Financial - Miscellaneous Services industry's 11.79X. A stark premium for investors to weigh.

• Sharp downgrade: BofA lowers price target to $20 with Underperform rating, citing stretched valuation vs. peers.
• Stock tanks: Shares drop 7.09%...

• Macro headwinds loom: Rate cuts to 3.125%, GDP at 1.4%, and NCUA's 18% loan cap through 2027 squeeze lending margins amid competition.
• Platform...

Short-term downside risks mount for SOFI:

• Jim Cramer's commentary labeled Kiss of DEATH
• Large hedge fund sells shares after hours
  Bearish pressure from high-profile warnings demands caution.

Contrasting SOFI predictions for 2026:

• Bull outlook: $30/share inevitable
• Bear warning: 20% drop amid drama
• Nuance: Strong S&P outperformance shot despite volatility

Volatility tests investor resolve—upside hinges on execution.

Earnings Beats & Guidance

• 🔥 Record Quarter: SoFi reported a quarter with more than $1.01 billion in revenue and $174 million in net income.
  -...

Contrasting SOFI views post-earnings:

• Record Q results: $1.01B revenue, $174M net income amid member growth and diversification
• Bullish...

• Fintech plunge: SOFI down ~40%, Affirm heavily sold off amid rising credit card/auto loan delinquencies—even in high-income groups.
• Model...

SoFi's CEO is waiting for March 1st, signaling potential upcoming developments. Video creator urges: Do this Now! for investors amid the 15:44 clip's buzz (14k+ views).

• Bullish reset: Stock drop from $33 to $19 post $3.2B equity raises (16% dilution) creates generational entry point after $1B Q4 revenue beat.
  -...

Growing institutional confidence in SOFI despite volatility: Virtus Wealth Solutions LLC initiated a new 179,605-share position worth ~$4.745M in Q3,...

Jim Cramer flips bullish on SOFI after 40% pullback from $32 highs:

• UPOD track record: Beaten revenue/EBITDA 18 straight quarters, EPS 9 quarters.
  -...

Key snapshot for SOFI investors:

• Shares gained 82¢ (4.39%) to near $19.48
• Mixed options sentiment despite the rise
• Options volume at 336k contracts, roughly average

SoFi launches a new 2X Leveraged ETF alongside record quarterly revenue over $1B and net income of $174M, spotlighting product innovation and financial strength as prime growth catalysts.

• 17% stock plunge in January amid volatile trading
• Shares mostly traded below $22.65 IPO close historically
• Key positive: Full-year profitability achieved in 2024

Volatility persists for investors despite profit milestone.

Q4 Earnings Highlights

• 🔥 Record Revenue: SoFi reported record net revenue of $1 billion in Q4, up 37% year-over-year, with customer base...

• Short-term: 14-day MA 1.12 (5.82%), 20-day 1.18 (6.09%)
• Medium-term: 50-day MA 1.30 (6.75%)
• Long-term: 100-day MA 1.25 (6.47%)

Short-term averages below 50-day MA signal weakening near-term momentum for investors to watch.

• Massive scale-up: SOFI added record 1.02M members in Q4 2025 (total 13.7M, +35% YoY) and 1.6M products (+37% YoY).
• Revenue surge: 40% YoY top-line...

• Core Drivers: Analyzes loans, personal loan rates, refinance activity, business account growth, and lending operations.
• Banking Expansion: Covers...