2027 Part D costs and drug-policy changes reshape enrollment

Reported 2027 changes include a $700 Part D deductible, a $2,400 out-of-pocket maximum for covered drugs, negotiated prices for 15 drugs, and possible subsidy changes. County-level plan variation makes formularies, pharmacy networks, and total-cost comparisons essential; reports also cite a potential premium-growth cliff around 2030 and a Part B payment projection that needs verification.