Ripple’s bank approval and Robinhood plans broaden its institutional push

The OCC granted final approval for Ripple National Trust Bank to undertake RLUSD reserve management, collateral-trustee work, and institutional custody; it is not a retail or FDIC-insured bank, and RLUSD issuance remains with Ripple’s NYDFS-regulated affiliate. Ripple also describes planned RLUSD integration on Robinhood and institutional settlement use on XRPL, but launches, uptake, and company-reported commercial metrics remain unverified.