Ownership Affordability, Tax Policy, and Constrained Mobility

A Q3 statewide report says qualifying income to buy a median-priced home is $578,400 in San Mateo County and $509,600 in San Francisco, with statewide affordability at 19%. Oakland Measure FF was on the November 3 ballot and could raise an estimated $4–13 million annually, though cost and commercial-market effects remain uncertain; no election outcome is available in the reviewed material. Candidate policy proposals span tenant protections, subsidies, zoning, and market-rate construction, while cited ownership-supply effects remain hypothetical.