MoR, payments infrastructure, and gaming risk controls
Key Questions
What new MoR and payments solutions are entering the market?
Stripe has launched Managed Payments and agentic commerce features to compete with Xsolla, Paddle, and FastSpring. Xsolla has announced partnerships including Skich MoR for EU iOS DMA and global Android.
How is Google Pay Direct Checkout impacting conversions?
Google Pay Direct Checkout offers a 3% conversion lift and shifts fraud liability, though availability remains limited. It supports direct checkout strategies for developers.
What role is tokenization playing in payments?
Tokenization is emerging as a key strategy to improve authorization rates and reduce churn in recurring billing. Processors like Adyen are also launching AI-driven agentic commerce tools.
Xsolla's AccelByte integration and expanded local payment methods strengthen its full-stack MoR position, while Stripe Managed Payments, tokenization, Google Pay Direct Checkout, Fungies.io, Ryft's £20 million funding round, and local-rail integrations increase competition. PayFac-versus-MoR tax responsibility, country coverage, reserves, fraud, payouts, reconciliation, and counterparty risk remain key selection criteria.