2027 Social Security COLA and Buying Power Loss
The official 2027 Social Security COLA is 3.6%, averaging about $75 monthly; most benefits rise in January, while SSI recipients receive it December 31, 2026. SSA online notices arrive in late November, with November 18 the paperless-enrollment cutoff; Part B and other Medicare costs can affect take-home increases. Beneficiaries should rely on personal notices rather than averages.
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Updated Nov 14, 2026