Medicare Part D and 2027 Medicare Cost Changes

Reported 2027 Part D parameters include a $700 deductible ceiling, $2,400 qualifying drug out-of-pocket limit, and $41.33 base premium; CMS and KFF premium estimates differ. CVS is ending SilverScript Choice for about 950,000 enrollees, and some AARP premiums reportedly jump by $50–$100 or more, making plan-specific total-cost comparisons essential before December 7. The cap applies to covered Part D drugs; coupon spending does not count, and payment plans spread bills without lowering the total.