Social Security COLA 2027 Estimated at 3.2%-3.6%; Trust Fund Insolvency Looms

Annual COLA estimate for 2027 is 3.2%-3.6%, adding ~$67/month. Cooling inflation keeps adjustment modest but above 20-year average. Debate over CPI-W vs CPI-E continues. Trust fund insolvency projected for 2032, adding urgency to reform discussions.