Early-stage and growth funding for agentic finance, tokenization, and vertical fintech

The recent funding landscape reveals a clear and accelerating trend: a surge in autonomous, agentic finance platforms, tokenization, and vertical fintech innovations. Leading rounds such as Basis’s $100 million, Meridian’s seed at $17 million, and Stake’s $31 million Series B exemplify how startups are harnessing AI-driven autonomous decision-making, blockchain tokenization, and industry-specific solutions to reshape the financial ecosystem.

Key Drivers of This Wave

1. Autonomous AI and Agentic Financial Platforms:

   • Basis, leveraging AI-driven accounting agents, raised $100 million at a $1.15 billion valuation. Its platform automates routine accounting tasks while providing more accurate, real-time insights—signaling trust in autonomous decision-making within finance.
   • Meridian, with $17 million seed funding, is pioneering autonomous AI agents capable of analyzing and proactively managing complex financial environments, emphasizing decision intelligence—not just assistance but active management.
   • Profitmind secured $9 million in Series A to develop its agentic AI decision platform, which analyzes, simulates, and adapts strategies dynamically, empowering finance teams with autonomous risk assessment, compliance, and strategic planning.

2. Tokenization and Asset Liquidity:

   • Stake completed a $31 million Series B, focusing on tokenized real estate, particularly fractional ownership, unlocking liquidity in traditionally illiquid markets like Middle Eastern real estate.
   • RegTech solutions such as Copla (raised €6 million) and Bluprynt (raised $4.25 million) are automating compliance workflows vital for regulated tokenized assets and crypto environments, ensuring security, transparency, and adherence to legal standards.

3. Vertical Fintech and Industry-Specific Platforms:

   • Alpa, a London-based startup, raised €2.9 million to develop a financial operating system for hospitality, exemplifying how AI automation extends beyond traditional finance into industry-tailored solutions.
   • Dwelly, a UK proptech company, raised £69 million (~$93 million) to expand AI-driven property management, further integrating verticalized fintech solutions into real estate.

4. Regulatory Automation and Trust Infrastructure:

   • t54 Labs, supported by Ripple and Franklin Templeton, raised $5 million to develop trust layers and data management tools for autonomous, reliable decision-making—crucial for scaling decentralized finance (DeFi) and tokenization initiatives.

Ecosystem Expansion and Innovation

The ecosystem is also evolving with tools and infrastructure that underpin these autonomous platforms:

• Trust and Security: As autonomous AI systems handle more sensitive financial operations, trust layers such as those developed by t54 Labs are vital for transparency and security.
• Tokenization Infrastructure: Platforms like Stake are demonstrating that fractionalized assets are gaining mainstream acceptance, providing liquidity and democratizing access to assets like real estate and art.
• Cross-Border and Global Finance: Companies like Rizon, offering international USD accounts, and Amari AI, facilitating global transactions, are addressing the need for seamless, cross-border financial services supported by autonomous AI.

Industry Voices and Strategic Insights

Industry leaders emphasize that autonomous agents are pivotal to future finance. Meridian’s CEO stated, "Our goal is to develop agentic AI capable of proactively adapting to complex financial environments, providing more accurate, real-time insights." Similarly, Albert Mal of Stacks highlighted, "Automating accounting workflows isn’t just about efficiency; it’s about freeing strategic capacity for finance teams."

Future Outlook

The current funding momentum indicates that autonomous, agentic finance platforms are moving beyond experimentation into mainstream adoption. The integration of tokenization, regulatory automation, and industry-specific fintech solutions is creating an ecosystem characterized by trust, security, and industry-tailored innovation.

As these technologies mature, expect more autonomous decision-making in risk management, compliance, and asset liquidity. The emphasis on trust layers and security infrastructure will be crucial for societal acceptance and regulatory compliance, paving the way for a more resilient, inclusive, and efficient global financial system.

In sum, 2026 stands as a pivotal year—marked by significant investments, technological breakthroughs, and the emergence of a verticalized, autonomous fintech landscape that will redefine how financial services are conceived, delivered, and scaled worldwide.