Insurance Insight Digest

Property claims severity and operational capacity become underwriting risks

Property claims severity and operational capacity become underwriting risks

Sedgwick reports 26% year-over-year claim-severity growth alongside catastrophe volatility, infrastructure and data-center complexity, adjuster shortages, equipment delays, and litigation consequences from delayed reporting. The trends increase pressure on reserves, service execution, early intervention, claims technology governance, and scrutiny of zero-payout or settlement practices.

Sources (2)
Updated Oct 6, 2026