Student Loan Tracker

Federal borrowers taking new loans or consolidating after July 1 lose access to key plans like IBR, shifting all debt to RAP or Tiered Standard...

24 Democratic-led states sued to block new federal student loan caps set for July 1, arguing they will worsen the nursing shortage.

• Professional...

Millions of federal student loan borrowers must soon select a new repayment plan — or have one assigned by the government.

A new federal earnings test could strip Direct Loan eligibility from 44% of fine arts Master's programs as early as 2028. Programs fail if alumni...

Over 7.5 million SAVE borrowers face a 90-day deadline starting July 1 to switch plans or risk automatic enrollment in Standard repayment.

Key...

The Education Department will roll out two new federal repayment options on July 1 with major differences from each other and existing plans.

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• Application costs and available financial aid types for med students
• Repayment options plus loan forgiveness programs explained
• AAMC FIRST program offers targeted resources for borrowers

Starting July 1, the Trump administration replaces existing IDR plans with two streamlined options while capping graduate borrowing.

• Repayment...

SAVE borrowers face an urgent July 1 deadline as servicers begin 90-day exit notices, with non-movers defaulting into Standard Repayment.

• Payment...

A federal lawsuit accusing MOHELA of widespread servicing failures has been paused another 60 days for settlement talks.

• Allegations include errors...

Three major changes hit borrowers next month:

• New repayment plans replace IDR with RAP (1-10% of AGI, 30-year forgiveness) and tiered standard...

Federal student loan rates will increase modestly for loans disbursed on or after July 1, 2026, and stay fixed for the life of the loan.

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Major federal student loan changes take effect July 1 under the One Big Beautiful Bill Act.

• Parent PLUS loans capped at $20,000 yearly and $65,000...

July 1 brings major federal student loan shifts, yet nearly two-thirds of borrowers remain unaware.

• RAP plan launches as the only income-driven...

Millions of federal student loan borrowers on the SAVE plan must select a new repayment option by July 1.

• Without action, you'll be auto-enrolled...

July 1 marks a major shift: federal loans become something borrowers must actively manage under the One Big Beautiful Bill Act.

• Review repayment...

Dr. Sonia Lewis explains new federal student loan changes taking effect July 1st and shares immediate steps borrowers can take to protect their finances. Her firm has helped over 50,000 borrowers secure $55 million in forgiveness.

Major federal student loan changes take effect July 1, limiting repayment options and loan amounts for many borrowers.

• Plans ending or restricted:...

• Federal student loans are your best bet with no credit check required
• Private loans are possible but usually need a creditworthy cosigner
• Consider grants, scholarships, or income-share agreements instead

Starting July 1, 2026, SAVE borrowers will receive a 90-day notice to switch plans or face automatic enrollment in the Tiered Standard Repayment...