Blockchain lending for small businesses funded
Newity Secures $11M
The convergence of artificial intelligence, blockchain technology, and decentralized finance continues to redefine small and medium-sized enterprise (SME) lending on a global scale. Building on Newity’s recent $11 million strategic funding round led by CMT Digital, the blockchain-enabled SME lending ecosystem is gaining unprecedented momentum. This momentum is further fueled by complementary infrastructure breakthroughs, massive capital inflows, and new stablecoin innovations that together are reshaping how SMEs access credit—ushering in a future marked by enhanced transparency, operational efficiency, and deep institutional integration.
Newity’s $11 Million Funding: Accelerating AI-Powered Underwriting and Blockchain Lending for SMEs
Newity’s $11 million raise stands as a pivotal step in scaling its AI-driven SME lending platform, which blends predictive analytics with decentralized blockchain verification to tackle traditional SME financing challenges. This capital infusion is enabling Newity to:
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Refine AI-based credit risk assessment models: Leveraging advanced machine learning to improve credit scoring accuracy and speed, Newity is reducing underwriting timelines and costs—crucial for SMEs often overlooked by conventional banks due to limited credit history or collateral.
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Expand blockchain-enabled loan products: By developing smart contract–driven loan origination, servicing, and settlement, Newity automates workflows with immutable transparency. This reduces counterparty risk, curbs fraud, and streamlines loan lifecycle management.
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Scale infrastructure and market presence: The funding supports ongoing product innovation, client acquisition, and strategic partnerships domestically and internationally, broadening Newity’s footprint in underserved SME markets.
By integrating AI’s predictive power with blockchain’s decentralized trust mechanisms, Newity is pioneering a modern, scalable alternative to conventional SME credit solutions.
Strengthening the Ecosystem: Key Infrastructure and Capital Developments
Newity’s platform is supported by a robust and expanding infrastructure ecosystem that enhances tokenized, asset-backed SME lending with regulatory-compliant custody, liquidity, and market access:
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OneChain’s $67 Million Series A: Earlier this year, OneChain secured $67 million to expand its custody, tokenization, and compliance solutions for real-world assets such as invoices and receivables. This infrastructure underpins secure, on-chain lending backed by tangible collateral—directly complementing Newity’s asset-backed SME loan products.
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Binance Alpha’s Ondo Tokenized Securities Integration: Binance Alpha’s support for Ondo Finance’s tokenized real-world asset securities enhances liquidity and market depth, incentivizing participation through redeemable points and airdrops. This exchange-level integration signals growing institutional confidence and facilitates efficient on-chain settlement.
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Better & Framework Ventures’ $50 Billion Stablecoin Credit Facility: This landmark partnership launched a massive stablecoin liquidity pool leveraging the Sky stablecoin ecosystem. It provides scalable, liquid funding to support flexible and volatility-minimized lending structures, synergizing with AI underwriting and real-world asset tokenization to deepen market resilience.
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Kenanga Group’s Tokenised Money Market Funds: Malaysia’s first tokenized money market funds by Kenanga democratize access to institutional-grade assets for retail investors via blockchain, broadening on-chain liquidity sources in Southeast Asia and indirectly supporting tokenized SME lending.
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Forum Markets’ Tokenization Pivot: Formerly ETHZilla, Forum Markets has rebranded and shifted focus to tokenized asset issuance and trading infrastructure, augmenting the ecosystem’s capacity to facilitate compliant, scalable digital asset financing.
Latest Breakthrough: Deutsche Bank-Backed AllUnity Launches Swiss Franc Stablecoin CHFAU
Expanding stablecoin rails and institutional-grade liquidity options, Deutsche Bank-backed AllUnity has launched CHFAU, a Swiss franc–pegged stablecoin designed to support tokenized, asset-backed SME lending and broader decentralized finance applications. Initially available to institutional investors and participating financial entities, CHFAU offers:
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A stable, regulated fiat on-chain asset: By leveraging Swiss regulatory frameworks and Deutsche Bank’s backing, CHFAU provides a trusted, low-volatility stablecoin alternative to dollar-pegged tokens, diversifying stablecoin options for global lending markets.
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Enhanced liquidity and capital efficiency: The introduction of CHFAU expands fiat stablecoin rails critical for efficient settlement and credit provisioning in blockchain lending ecosystems, especially in European and Swiss markets.
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Institutional-grade compliance: CHFAU integrates advanced compliance and anti-money laundering (AML) protocols, aligning with evolving regulatory standards and institutional investor requirements.
This development complements existing stablecoin credit facilities like Better & Framework’s Sky stablecoin pool, broadening the stablecoin infrastructure that underpins scalable, compliant SME lending.
Industry Implications: Toward a Transparent, Efficient, and Inclusive SME Lending Future
The growing synergy between Newity’s AI-blockchain lending platform, OneChain’s RWA custody solutions, Binance Alpha’s tokenized securities market, Better & Framework’s $50 billion stablecoin facility, Kenanga’s retail tokenized funds, Forum Markets’ tokenization infrastructure, and AllUnity’s CHFAU stablecoin launch signals a profound transformation in SME finance:
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Enhanced transparency and security: Immutable blockchain records combined with programmable smart contracts automate compliance and fraud prevention, reducing operational risks.
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Improved operational efficiency and cost-effectiveness: AI-driven credit models accelerate underwriting and loan approval processes while lowering costs, making credit more accessible and affordable.
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Expanded liquidity and product innovation: Diverse stablecoin options and tokenized real-world collateral enable flexible lending structures tailored to SME needs, lowering barriers to credit.
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Deeper institutional integration and regulatory alignment: Exchange-level tokenized securities trading, large-scale stablecoin credit lines, and regulated fiat stablecoins like CHFAU foster liquidity, compliance, and mainstream adoption.
Together, these advancements create a resilient, scalable lending ecosystem that effectively addresses entrenched SME credit challenges and unlocks new capital flows.
Looking Ahead: Empowering Millions of SMEs with Digital-First Lending Solutions
Newity’s strategic deployment of its $11 million capital to enhance AI-powered underwriting and blockchain loan products positions it at the forefront of fintech innovation for underserved SMEs. The broader ecosystem’s infrastructure enhancements—from OneChain’s RWA custody and Binance Alpha’s securities platform to Better & Framework’s stablecoin credit facility, Kenanga’s tokenized funds, Forum Markets’ tokenization pivot, and now AllUnity’s CHFAU stablecoin—create a robust foundation for sustainable, compliant, and scalable tokenized SME lending.
As these technologies mature and capital availability deepens, decentralized finance and traditional fintech sectors are poised to deliver a fundamentally reimagined SME credit landscape—one that is more inclusive, transparent, efficient, and institutionally integrated. This evolution promises to empower millions of smaller businesses worldwide with better access to capital, financial confidence, and loan terms aligned with their unique circumstances.
The ongoing fusion of AI-driven underwriting, blockchain verification, real-world asset tokenization, exchange integrations, and expanding stablecoin liquidity, including the recent addition of fiat-backed CHFAU, sets the stage for a new era of digital-first, asset-backed lending solutions—reshaping the future of SME finance in an increasingly complex and interconnected global economy.