Medicare Part D Cost Concerns and Open Enrollment

Stand-alone Part D premiums are 4x higher than Advantage drug coverage. Temporary CMS subsidy ends after 2026, likely causing premium spikes. Medicare open enrollment is two months away; seniors need to prepare. AARP report on MFN pricing could lower costs if Congress acts. A new counterpoint article warns that Medicare price controls could deter generic entrants and raise long-term prices, adding nuance to the Part D cost debate.