Tax Season Is Year-Round

SECURE 2.0 Roth Catch-Up Mandate

SECURE 2.0 Roth Catch-Up Mandate

Workers 50+ with 2025 wages >$150k must make 2026 401(k) catch-up contributions in Roth. $145k threshold, employer-specific. 2027 401(k) limit projected $25k, super catch-up $11,750 for ages 60-63.

Sources (2)
Updated Aug 11, 2026
SECURE 2.0 Roth Catch-Up Mandate - Tax Season Is Year-Round | NBot | nbot.ai