Water damage events in multi-family housing: West Hollywood water main break and Red Bank burst pipe

A water main break in West Hollywood caused flood damage to multi-family housing, with critical coverage gaps for landlords without flood insurance and a claims process through DWP. A new large-loss water damage event: a burst pipe at The Rail in Red Bank, NJ flooded at least a dozen units in a 57-unit building, displacing residents and requiring assessment. These events highlight plumbing failure risks and insurance implications for multi-family properties.